Submit a property. You get a structured investment memo: calculated yields, official French market data when available (DVF), identified risks, and a factual analysis summary with sourced price references. Centralised and ready for your own decision process.
For informational purposes only. Not financial, tax, or investment advice. Yields are calculated from your inputs. Market comps use official DVF data when available; otherwise figures based on your inputs only. Always verify with licensed professionals before any decision.
✓ Delivered in your dashboard · ✓ Shareable link · ✓ Printable view
AI Dashboard
Investoria · Investment Memo · Lyon 6e · €380,000
YIELD ANALYSIS
Gross yield: 5.8% · Net yield: 4.2% · Monthly cashflow: +€340 · Payback: 17.4 years (from your inputs)
MARKET (DVF)
DVF median €/m² from official sales · sample size shown · gap vs your price calculated · source DGFiP / Etalab
RISKS
① Renovation: ~€22,000 ② Rate sensitivity: -€180/month per +1%
ANALYSIS SUMMARY
Gap vs DVF median when available · Price at median = median €/m² × surface (calculated reference) · Key risks listed
Time saved
~4h
per deal
Clarity
Sourced figures
gap, median, risks
Comparison
1 format
every time
Free tool
Estimate gross yield, net yield, and monthly cashflow in seconds. Enter your email to unlock your results.
Preview: gross yield around 5.8%, enter your email to see the full breakdown.
The Cost of Manual Analysis
Real estate investors lose 3 to 5 hours per deal on work that dedicated tooling can streamline end-to-end.
Yield calculations, cash flow projections, market comparisons, risk assessment. Each deal takes 3 to 5 hours to analyse properly. Most investors skip steps. Some make expensive mistakes.
Manual work: often several hours per deal. Investoria: structured memo in minutes.
Good deals move fast. By the time you've finished your spreadsheet, someone else has made an offer. Investoria gives you a complete memo instantly, so you can decide fast and move faster.
Prime listings can go under offer within days. Don't lose time on formatting.
A property with weak net yield in a soft market can destroy returns over a decade. A thorough investment memo flags the risks before you sign, not after.
One avoided mistake can save tens of thousands. Investoria Pro: €49/month.
For informational purposes only. Not financial, tax, or investment advice. Yields are calculated from your inputs. Market comps use official DVF data when available; otherwise figures based on your inputs only. Always verify with licensed professionals before any decision.
Simple Process
Open your dashboard and submit the property details: location, price, size, rental income, charges, financing terms. No complex spreadsheet.
⚡ Submit from dashboard
We calculate gross, net, and net-net yield, cash flow, and payback from your inputs. For France we attach official DVF sales comps, INSEE vacancy, and Carte des loyers references when available. AI adds qualitative risk and a factual analysis summary only. No invented market numbers.
AI-powered analysis
Your memo is delivered in your online dashboard with a shareable link and a printable view. We notify you by email when it is ready, never as a file attachment. Unlimited on Pro.
📊 Dashboard · shareable · printable
Complete Analysis
A complete, professional analysis. Not a spreadsheet. Not a template. A real investment memo.
Gross & Net Yield
Gross yield, net yield, and net-net yield after all charges. When the address is in France and DVF data is available, we also show a clear gap vs the local DVF median (above, below, or at market). Outside France, or if DVF is unavailable, yields stay based on your inputs only.
Monthly Cash Flow Projection
Monthly income, mortgage payments, charges, management fees, vacancy buffer. Your real monthly cash position, positive or negative, clearly stated.
10-Year Projection (Editable Assumptions)
Cumulative rental income, payback, and a 10-year projection based on editable growth assumptions (defaults are product settings, not market forecasts). Optionally seed value growth from the past DVF median trend when available, clearly labeled as an extrapolation of past sales.
Risk Factors Identified
Renovation costs, rate sensitivity, vacancy risk, market saturation, legal risks, structural issues. Every red flag flagged before you sign.
Official French sources when available
France: DVF comparable sales (DGFiP / Etalab), INSEE vacancy, Carte des loyers (ANIL). Outside France: analysis uses your inputs only. Every market figure shows source, date, and sample size.
Sourced observations, not a verdict
Observed gap vs DVF median when available, calculated price at median (median €/m² × surface) as a reference, and identified risk elements. No buy / hold / avoid instruction. Your decision stays yours.
Sample Output
Professional. Structured. Ready to share.
YIELD
Gross: 5.2% · Net: 3.8% · Cashflow: +€180/month · Payback: 19.2 years
MARKET
DVF (DGFiP / data.gouv.fr): median €/m² and sample size n · vacancy INSEE RP 2021 when available · ask €425,000 vs median reference ≈ €405,000-410,000
RISKS
① Energy rating: D. Renovation required: ~€18,000 ② Competition: similar listings in area
STRENGTHS
① Ask €425,000 ② DVF median reference ≈ €405,000-410,000 (median €/m² × surface) ③ Ask vs reference gap: about +4% to +5%
ANALYSIS SUMMARY
Gap vs DVF median when available. Price at median ≈ €405,000-410,000 (median €/m² × surface; calculated reference). Risks: energy rating D; local competition.
For informational purposes only. Not financial advice. Market figures only when sourced.
Investor Results
I still do my own checks, but Investoria gives me a clean first pass in 10 minutes. It’s become my default before calling an agent or banker.
The memo highlighted two costs I had under-estimated, renovation and vacancy. It did not magically make the deal good, but it helped me renegotiate with numbers.
We review memos together in the dashboard. Same structure every time, so we compare deals without rebuilding spreadsheets.
Representative examples; results may vary.
Simple Pricing
Try Investoria free with one AI memo. Upgrade for unlimited analyses, comparison, shareable links, and printable views.
One full AI memo to test the workflow.
Cancel anytime. No notice, no questions asked.
For informational purposes only. Not financial, tax, or investment advice. Yields are calculated from your inputs. Market comps use official DVF data when available; otherwise figures based on your inputs only. Always verify with licensed professionals before any decision.
After checkout, sign in and submit deals from your dashboard. Unlimited analyses included.
Pro Annual
€490/year
2 months free vs monthly billing.
Club / CGP
€99/month
Internal analysis tool for investment clubs and wealth managers. Prepare your work with Investoria; your advice to clients remains under your professional responsibility.
Contact usCompare the alternatives
Real estate consultant: €500-2,000/deal. Spreadsheet: 4+ hours/deal. Investoria: €49/month. Unlimited.
FAQ
Sign in to your dashboard and submit a deal with the online form there, we never email you a submission form. Our AI generates a complete investment memo, delivered in your dashboard with a shareable link and a printable view. On Pro, submit as many deals as you need.
Yes. €49/month gives you unlimited investment memos. Submit as many deals as you need. One a day, ten a day. No extra charge per analysis.
Any residential or commercial real estate: apartments, houses, commercial spaces, mixed-use buildings, short-term rental properties. If it has a price and rental income, Investoria can analyse it.
France is fully covered for official market context: DVF sales comps, INSEE vacancy, and Carte des loyers rent indicators when the address geocodes. Other countries: the memo is based on the deal inputs you provide, with market figures marked unavailable rather than invented.
No. Investoria provides analysis for informational purposes only. It does not constitute financial, tax, or investment advice. Always conduct your own due diligence and consult qualified professionals before investing.
Yes. One click from your account settings. No notice period. No questions asked. Your subscription stops at the end of the current billing period.
Unlimited investment memos. €49/month. Cancel whenever you want.
Sign inFor informational purposes only. Not financial, tax, or investment advice. Yields are calculated from your inputs. Market comps use official DVF data when available; otherwise figures based on your inputs only. Always verify with licensed professionals before any decision.
✓ Unlimited · ✓ Dashboard delivery · ✓ Shareable link · ✓ Printable view · ✓ Cancel anytime