AI qualitative take
Four layers: calculated yields from your inputs, sourced official market data (France), explicit projection assumptions, AI qualitative analysis.
Asking EUR 380,000 (about EUR 5,846/m² for 65 m²).
Yield analysis
Calculated from your inputs (deterministic)
Gross yield: 5.84% (annual rent / purchase price).
Net yield: 5.05% (annual rent minus charges / purchase price).
Monthly cashflow (unlevered): EUR 1,600.
Payback (unlevered): 17.4 years.
Note: figures are calculated from your inputs only.
Market assessment
Qualitative AI assessment (not a market measurement)
Qualitative: Lyon 6e is a liquid prime pocket. No location score out of 10. On live memos, DVF median €/m² and gap vs asking are calculated deterministically.
10-YEAR PROJECTION
Assumptions (not market forecasts): rent growth 2.0%/yr; value growth 0.0%/yr.
Year 1: cumulative rent EUR 22,200; property value EUR 380,000; total ROI 5.8%.
Year 10: cumulative rent EUR 243,085; property value EUR 380,000; total ROI 64.0%.
Data sources
Sales comps: DVF (DGFiP via data.gouv.fr geo-dvf). Licence Ouverte / Etalab.
Illustrative pattern only: live memos pull live DVF rows with sample size n and data-through date.
Rent: Carte des loyers (ANIL) when available.
Vacancy: INSEE RP 2021 when available.
Calculated yields come from your inputs. Projection uses explicit editable assumptions (default rent +2%/yr, value +0%/yr unless changed).
Risk assessment
Qualitative AI assessment (not a market measurement)
Copropriété works: MEDIUM.
Interest-rate sensitivity if leveraged: HIGH.
Market intelligence
Qualitative AI assessment (not a market measurement)
Illustrative France memo structure: DVF comps + yearly n + vacancy + rent reference when sourced. Outside FR, those blocks show unavailable.
Strengths
Qualitative AI assessment (not a market measurement)
Above-input gross yield vs many core city deals
Prime arrondissement liquidity
Clear print/share workflow
Analysis summary
Asking EUR 380,000 (about EUR 5,846/m² for 65 m²).
Illustrative calculated reference near EUR 5,550/m²: about EUR 360,750 (median × surface; not an offer instruction).
Identified risks: copropriété works; interest-rate sensitivity if leveraged.
For a formal counter-offer letter drafting tool, see NegotiQ (negotiq.stackedge.ai).
Disclaimer
For informational purposes only. Not financial advice. Sourced market figures only.