Yield analysis
Purchase price: €520,000 · Size: 110 m² · €4,727/m²
Gross rent: €26,400 (€2,200/mo) · Charges: €320/mo
Gross yield: 5.1% · Net yield: 3.4% · Net-net: 3.0%
Monthly cashflow: +€85 (thin margin)
Payback: 24.8 years
← All requestsDelivered
Bordeaux — Chartrons
08/07/2026, 13:56:24
Sample memo for demonstration. Sign in to generate and save your own analyses.
Investment memo
AI-generated analysis
AVOID at €520k unless 8%+ discount. Renegotiate to €475k or pass — capex and yield don't meet typical investor hurdle.
Gross yield
5.1%
Net yield
4.3%
Monthly cashflow
€1,880
Payback
23.0 yrs
Market assessment
Location: 8.1/10 — Chartrons, family-oriented
Low vacancy · Quality schools · Price already discounts 2023 peak
10-YEAR PROJECTION
Moderate growth 1.5% value · 2% rent
IRR levered: 4.1% — below target for many investors
Risk assessment
① Large surface — slower tenant turnover
② Garden maintenance costs underestimated
③ Energy retrofit (house 1970s) €35–50k possible
④ Concentration in single family tenant
Market intelligence
Chartrons houses: gross 4.5–5.5% · Deal at lower end of range
Strengths
Prestige address · Land value component · Low churn once rented
Recommendation
AVOID at €520k unless 8%+ discount. Renegotiate to €475k or pass — capex and yield don't meet typical investor hurdle.
Disclaimer
AI-generated analysis for informational purposes only. Not financial or investment advice.
Deal details
LocationBordeaux — Chartrons
Purchase price€520,000
Size110 m²
Monthly rent€2200/mo
Monthly charges€320/mo
Financingm70
Memo languageFR