AI qualitative take
Four layers: calculated yields from your inputs, sourced official market data (France), explicit projection assumptions, AI qualitative analysis.
Asking €520,000 (~€4,727/m² for 110 m²). Input-based gross yield 5.1%; monthly cashflow thin (+€85).
Yield analysis
Calculated from your inputs (deterministic)
Purchase price: €520,000 · Size: 110 m² · €4,727/m²
Gross rent: €26,400 (€2,200/mo) · Charges: €320/mo
Gross yield: 5.1% · Net yield: 3.4% · Net-net: 3.0%
Monthly cashflow: +€85 (thin margin)
Payback: 24.8 years
Market assessment
Qualitative AI assessment (not a market measurement)
Qualitative location assessment (no numeric score)
Low vacancy · Quality schools · Price already discounts 2023 peak
10-YEAR PROJECTION
Assumptions stated in clear: value +1.5%/yr · rent +2%/yr · charges hold
Moderate growth under those hypotheses only
IRR levered (same assumptions): 4.1%
Risk assessment
Qualitative AI assessment (not a market measurement)
① Large surface, slower tenant turnover
② Garden maintenance costs underestimated
③ Energy retrofit (house 1970s) €35-50k possible
④ Concentration in single family tenant
Market intelligence
Qualitative AI assessment (not a market measurement)
Chartrons houses: gross 4.5-5.5% · Deal at lower end of range
Strengths
Qualitative AI assessment (not a market measurement)
Prestige address · Land value component · Low churn once rented
Analysis summary
Asking €520,000 (~€4,727/m² for 110 m²). Input-based gross yield 5.1%; monthly cashflow thin (+€85).
Illustrative price 8% below ask for reference math only: about €478,400 (not an instruction to offer or pass).
Identified risks: energy retrofit €35-50k possible; garden opex; slower turnover on large surface.
Disclaimer
AI-generated analysis for informational purposes only. Not financial or investment advice.