Yield analysis
Calculated from your inputs (deterministic)
Price €265,000 · 42 m² · STR gross €19,800/yr (€1,650/mo blended)
Gross yield: 7.5% · Net: 5.9% after charges & platform fees
Monthly cashflow: +€520 · Payback: 9.8 years
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Lyon 2e: Confluence (STR)
30/09/2026, 10:53:34
Sample brief for demonstration. Sign in to generate and save your own analyses.
Investment brief
AI qualitative take
Four layers: calculated yields from your inputs, sourced official market data (France), explicit projection assumptions, AI qualitative analysis.
Asking €265,000. Input-based STR gross ~7.5%; monthly cashflow +€520 if occupancy holds.
Gross yield
7.5%
Price-to-rent
13.4x
Net yield
6.8%
Monthly cashflow
€1,510
Payback
14.6 yrs
Sourced market context
Official dataDemo sample figures for the UI. Not a live DVF or INSEE extract.
DVF median sale price
€5,684/m²
Transactions (n)
12
DVF median change (available years)
n/a
Gap vs DVF median
+11%
Price at DVF median (calc.)
€238,739
INSEE vacancy
9.5% (INSEE)
Carte des loyers reference
39.30 €/m²/mo · gap 0%
Derived gross yield (DVF sale / ANIL asking rent)
8.3%
Derived price-to-rent (DVF sale / ANIL asking rent)
12.1x
Source: Demo sample. Licence Ouverte / Etalab attribution where applicable.
Your price vs the market median
The height gap is the brand: how far your asking price sits from the DVF median for similar sales.
Above the sourced median. A calculated reference at median is €238,739. Gap to close: €26,261.
You pay
€265,000
At DVF median
€238,739
Gap
+11%
Sample confidence
Medium (n 8 to 19) · n=12
Offer language
Four lines you can send the agent. Sourced DVF gap only. Not a commitment.
Offer on Lyon 2e: Confluence (STR): €238,739 vs ask €265,000
Hello, I reviewed Lyon 2e: Confluence (STR) listed at €265,000.
Sourced DVF median for similar sales is about €238,739 (gap +11.0%, n=12).
I can offer €238,739, subject to visit and documents. That is about €26,261 below the ask.
I can send the one-page decision pack. This is not a commitment.
Gross yield lies: three operating cases
Optimistic ignores vacancy. Base uses INSEE vacancy when available. Pessimistic cuts rent 10%, lifts charges 20%, adds vacancy, and +1 pp on the rate if financed.
INSEE vacancy mapped to months: 1.1 mo/yr
| Optimistic | Base | Pessimistic | |
|---|---|---|---|
| Net yield | 6.8% | 6.8% | 6.0% |
| Net-net | 1.9% | 1.2% | -1.2% |
| Monthly cashflow (levered) | €415 | €415 | €123 |
| After 30% illustrative tax (30%) | €1,057 | €947 | €650 |
| Vacancy used | 0.0 mo/yr | 1.1 mo/yr | 3.1 mo/yr |
The 30% line is a labeled haircut on unlevered net after vacancy. Not tax, IR, or LMNP advice.
Does this deal survive a bad year?
Four named shocks, then all at once: rent −10%, rate +2 pp, +6 months vacancy, works +15% on price.
- Rent −10%Levered cashflow: €250Survives
- Rate +2 ppLevered cashflow: €213Survives
- Vacancy +6 monthsLevered cashflow: €415Survives
- Works +15% on priceLevered cashflow: €251Survives
- All shocks togetherLevered cashflow: -€147Breaks (cashflow < 0)
The combined shock turns levered cashflow negative. Reprice or pass.
After the brief: what to do next
The brief is a screen, not due diligence. Tick what you still need before an offer.
Documents to request
On the visit
Questions for the agent / notary
Market assessment
Qualitative AI assessment (not a market measurement)
Confluence STR demand: events, business travel, weekends
Occupancy benchmark: 68-75% · ADR €95-115
10-YEAR PROJECTION
Regulatory risk discounted · Base IRR 7.8%
Risk assessment
Qualitative AI assessment (not a market measurement)
① Regulation changes ② Seasonality ③ Higher opex vs long-term
Market intelligence
Qualitative AI assessment (not a market measurement)
STR yields in Lyon 2e: 6.5-8.5% gross
Strengths
Qualitative AI assessment (not a market measurement)
Highest yield in portfolio · Modern building · Amenities
Analysis summary
Asking €265,000. Input-based STR gross ~7.5%; monthly cashflow +€520 if occupancy holds.
Illustrative 4% below ask reference: about €254,400 (calculated reference only).
Identified risks: regulation changes; seasonality; higher opex vs long-term. Confirm license before relying on STR cashflow.
Disclaimer
AI-generated analysis for informational purposes only.
Deal details
LocationLyon 2e: Confluence (STR)
Purchase price€265,000
Size42 m²
Monthly rent€1650/mo
Monthly charges€140/mo
Financingm70
Brief languageEN