Análisis cualitativo de IA
Tres capas: rendimientos calculados con tus datos, contexto de mercado DVF con fuente cuando está disponible, análisis cualitativo de IA.
Asking EUR 485,000 (about EUR 10,104/m² for 48 m²).
Análisis de rentabilidad
Calculado con tus datos (determinista)
Gross yield: 5.20% (annual rent / purchase price).
Net yield: 3.71% (annual rent minus charges / purchase price).
Net-net yield: 3.71% (after vacancy buffer and debt service when provided).
Monthly cashflow (unlevered): EUR 1,850.
Payback (unlevered): 19.2 years.
Note: figures are calculated from your inputs only. They are not market averages.
Evaluación del mercado
Valoración cualitativa de IA (no es una medición de mercado)
Qualitative: central Paris micro-apartment with strong tenant demand patterns typical of dense arrondissements. No numeric location score. Cite live DVF median and gap vs purchase €/m² on real memos.
10-YEAR PROJECTION
Assumptions (not market forecasts): rent growth 2.0%/yr; value growth 0.0%/yr.
Year 1: cumulative rent EUR 25,200; property value EUR 485,000; total ROI 5.2%.
Year 10: cumulative rent EUR 275,948; property value EUR 485,000; total ROI 56.9%.
Value growth basis: user/product assumption 0.0%/yr.
Fuentes de datos
Sales comps: DVF (DGFiP via data.gouv.fr geo-dvf). Licence Ouverte / Etalab.
Illustrative pattern only: live memos pull live DVF rows with sample size n and data-through date.
Rent: Carte des loyers (ANIL) when available.
Vacancy: INSEE RP 2021 when available.
Calculated yields come from your inputs. Projection uses explicit editable assumptions (default rent +2%/yr, value +0%/yr unless changed).
Evaluación de riesgos
Valoración cualitativa de IA (no es una medición de mercado)
Rent control / regulatory constraints: HIGH.
Micro-surface liquidity: MEDIUM.
Charges and copropriété surprises: MEDIUM.
Inteligencia de mercado
Valoración cualitativa de IA (no es una medición de mercado)
France-covered pattern: live product attaches DVF comps with n= sample size, INSEE vacancy, and Carte des loyers reference when the address geocodes. This public sample is illustrative of that structure.
Fortalezas
Valoración cualitativa de IA (no es una medición de mercado)
High rental demand micro-segment
Walkable urban location
Clear price gap signal if DVF median is below asking
Síntesis
Asking EUR 485,000 (about EUR 10,104/m² for 48 m²).
On live France memos, gap vs DVF median and price at median (median €/m² × surface) are calculated when DVF is available.
Illustrative calculated reference near EUR 9,500/m²: about EUR 456,000 (median × surface; not an offer instruction).
Identified risks: rent control / regulatory constraints; micro-surface liquidity; charges and copropriété surprises.
For a formal counter-offer letter drafting tool, see NegotiQ (negotiq.stackedge.ai).
Aviso legal
For informational purposes only. Not financial, tax, or investment advice. Market figures only when sourced from DVF, INSEE, or Carte des loyers.