Analyse de rendement
Purchase price: €520,000 · Size: 110 m² · €4,727/m²
Gross rent: €26,400 (€2,200/mo) · Charges: €320/mo
Gross yield: 5.1% · Net yield: 3.4% · Net-net: 3.0%
Monthly cashflow: +€85 (thin margin)
Payback: 24.8 years
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Bordeaux — Chartrons
08/07/2026 14:41:56
Mémo d’exemple à titre de démonstration. Connectez-vous pour générer et sauvegarder les vôtres.
Mémo d’investissement
Analyse générée par IA
AVOID at €520k unless 8%+ discount. Renegotiate to €475k or pass — capex and yield don't meet typical investor hurdle.
Rendement brut
5.1%
Rendement net
4.3%
Cash-flow mensuel
€1,880
Rente du capital
23.0 ans
Évaluation du marché
Location: 8.1/10 — Chartrons, family-oriented
Low vacancy · Quality schools · Price already discounts 2023 peak
10-YEAR PROJECTION
Moderate growth 1.5% value · 2% rent
IRR levered: 4.1% — below target for many investors
Analyse des risques
① Large surface — slower tenant turnover
② Garden maintenance costs underestimated
③ Energy retrofit (house 1970s) €35–50k possible
④ Concentration in single family tenant
Intelligence marché
Chartrons houses: gross 4.5–5.5% · Deal at lower end of range
Points forts
Prestige address · Land value component · Low churn once rented
Recommandation
AVOID at €520k unless 8%+ discount. Renegotiate to €475k or pass — capex and yield don't meet typical investor hurdle.
Avertissement
AI-generated analysis for informational purposes only. Not financial or investment advice.
Détails du dossier
LocalisationBordeaux — Chartrons
Prix d’achat€520,000
Surface110 m²
Loyer mensuel€2200/mois
Charges mensuelles€320/mois
Financementm70
Langue du mémoFR