Yield analysis
Calculated from your inputs (deterministic)
01/05/2026, 10:00:00
Sample brief for demonstration. Sign in to generate and save your own analyses.
AI qualitative take
Four layers: calculated yields from your inputs, sourced official market data (France), explicit projection assumptions, AI qualitative analysis.
Asking EUR 380,000 (about EUR 5,846/m² for 65 m²).
Gross yield
5.8%
Price-to-rent
17.1x
Net yield
5.1%
Monthly cashflow
€1,600
Payback
19.8 yrs
Public sample figures for the UI. Not a live DVF or INSEE extract.
DVF median sale price
€5,552/m²
Transactions (n)
22
DVF median change (available years)
n/a
Gap vs DVF median
+5.3%
Price at DVF median (calc.)
€360,874
INSEE vacancy
6.4% (INSEE)
Carte des loyers reference
28.50 €/m²/mo · gap 0%
Derived gross yield (DVF sale / ANIL asking rent)
6.2%
Derived price-to-rent (DVF sale / ANIL asking rent)
16.2x
Source: Demo sample. Licence Ouverte / Etalab attribution where applicable.
The height gap is the brand: how far your asking price sits from the DVF median for similar sales.
Above the sourced median. A calculated reference at median is €360,874. Gap to close: €19,126.
You pay
€380,000
At DVF median
€360,874
Gap
+5.3%
Sample confidence
High (n ≥ 20) · n=22
Offer language
Four lines you can send the agent. Sourced DVF gap only. Not a commitment.
Offer on Lyon 6e, France: €360,874 vs ask €380,000
Hello, I reviewed Lyon 6e, France listed at €380,000.
Sourced DVF median for similar sales is about €360,874 (gap +5.3%, n=22).
I can offer €360,874, subject to visit and documents. That is about €19,126 below the ask.
I can send the one-page decision pack. This is not a commitment.
Optimistic ignores vacancy. Base uses INSEE vacancy when available. Pessimistic cuts rent 10%, lifts charges 20%, adds vacancy, and +1 pp on the rate if financed.
INSEE vacancy mapped to months: 0.8 mo/yr
| Optimistic | Base | Pessimistic | |
|---|---|---|---|
| Net yield | 5.1% | 5.1% | 4.3% |
| Net-net | -0.5% | -0.9% | -3.0% |
| Monthly cashflow (levered) | -€163 | -€163 | -€558 |
| After 30% illustrative tax (30%) | €1,120 | €1,037 | €687 |
| Vacancy used | 0.0 mo/yr | 0.8 mo/yr | 2.8 mo/yr |
The 30% line is a labeled haircut on unlevered net after vacancy. Not tax, IR, or LMNP advice.
Four named shocks, then all at once: rent −10%, rate +2 pp, +6 months vacancy, works +15% on price.
The combined shock turns levered cashflow negative. Reprice or pass.
The brief is a screen, not due diligence. Tick what you still need before an offer.
Documents to request
On the visit
Questions for the agent / notary
Calculated from your inputs (deterministic)
Qualitative AI assessment (not a market measurement)
Qualitative AI assessment (not a market measurement)
Qualitative AI assessment (not a market measurement)
Qualitative AI assessment (not a market measurement)