Yield analysis
Calculated from your inputs (deterministic)
Gross yield: 5.90% (from your inputs).
Net yield: 4.10%.
Monthly cashflow (unlevered): GBP equivalent shown as EUR inputs in product forms.
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London Shoreditch, UK
01/05/2026, 10:00:00
Sample brief for demonstration. Sign in to generate and save your own analyses.
Investment brief
AI qualitative take
Four layers: calculated yields from your inputs, sourced official market data (France), explicit projection assumptions, AI qualitative analysis.
French official sources unavailable for London. No DVF gap or price-at-median figure.
Gross yield
5.9%
Price-to-rent
17.0x
Net yield
4.9%
Monthly cashflow
€1,850
Payback
20.3 yrs
Your price vs the market median
The height gap is the brand: how far your asking price sits from the DVF median for similar sales.
No DVF median for this location. Yields below use your inputs only; do not invent a market price.
You pay
€450,000
At DVF median
n/a
Gap
n/a
Sample confidence
No sample · n=0
Offer language
Four lines you can send the agent. Sourced DVF gap only. Not a commitment.
No DVF median for this location. Do not invent an offer price from this screen.
Gross yield lies: three operating cases
Optimistic ignores vacancy. Base uses INSEE vacancy when available. Pessimistic cuts rent 10%, lifts charges 20%, adds vacancy, and +1 pp on the rate if financed.
INSEE vacancy mapped to months: 0.0 mo/yr
| Optimistic | Base | Pessimistic | |
|---|---|---|---|
| Net yield | 4.9% | 4.9% | 4.2% |
| Net-net | -1.0% | -1.0% | -3.2% |
| Monthly cashflow (levered) | -€370 | -€370 | -€856 |
| After 30% illustrative tax (30%) | €1,295 | €1,295 | €861 |
| Vacancy used | 0.0 mo/yr | 0.0 mo/yr | 2.0 mo/yr |
The 30% line is a labeled haircut on unlevered net after vacancy. Not tax, IR, or LMNP advice.
Does this deal survive a bad year?
Four named shocks, then all at once: rent −10%, rate +2 pp, +6 months vacancy, works +15% on price.
- Rent −10%Levered cashflow: -€590Breaks (cashflow < 0)
- Rate +2 ppLevered cashflow: -€771Breaks (cashflow < 0)
- Vacancy +6 monthsLevered cashflow: -€370Breaks (cashflow < 0)
- Works +15% on priceLevered cashflow: -€703Breaks (cashflow < 0)
- All shocks togetherLevered cashflow: -€1,384Breaks (cashflow < 0)
The combined shock turns levered cashflow negative. Reprice or pass.
After the brief: what to do next
The brief is a screen, not due diligence. Tick what you still need before an offer.
Documents to request
On the visit
Questions for the agent / notary
Market assessment
Qualitative AI assessment (not a market measurement)
Qualitative only. No UK Land Registry feed in product. No invented £/sqft trend figures.
10-YEAR PROJECTION
Assumptions (not market forecasts): rent growth 2.0%/yr; value growth 0.0%/yr.
Data sources
French official sources unavailable for London.
Memo uses stated price, rent, and charges only.
Risk assessment
Qualitative AI assessment (not a market measurement)
Leasehold / service charge: HIGH.
Rate sensitivity: HIGH.
Market intelligence
Qualitative AI assessment (not a market measurement)
Input-only market section outside France.
Strengths
Qualitative AI assessment (not a market measurement)
Strong Zone 1-2 rental catchment (qualitative)
Clear stress on financing inputs
Analysis summary
French official sources unavailable for London. No DVF gap or price-at-median figure.
Yields above are from stated price, rent, and charges only.
Identified risks: leasehold / service charge; rate sensitivity.
Check lease term, EPC, and service charges as part of your own due diligence.
Disclaimer
For informational purposes only. Not financial advice.
Deal details
LocationLondon Shoreditch, UK
Purchase price€450,000
Size55 m²
Monthly rent€2200/mo
Monthly charges€350/mo
Financingm80
Brief languageEN